Dominic Browning, Managing Director
Posted by Dom Browning
04/04/23
News, Resources, Insight and Opinion from Browning Financial Planning

Will you outlive your money...or will it outlive you?

Dominic Browning, Managing Director
Posted by Dom Browning
04/04/23

A typical couple spend 30 years in retirement and the biggest threat to their financial dignity is running out of money.

The only asset which reliably outperforms inflation over most time periods are global equities, in other words, investing in the Great Companies of the World.

Your default position should be investing 100% in equities. if you are uncomfortable with this, you can also invest in lower-volatility assets....however, this will mean lower returns and possibly running out of money unneccessarily.

More News, Insight & Opinion
HMRC repaid record £198m on flexible pension withdrawals

A record £198m was repaid on flexible pension withdrawals for the tax year 2023/24, latest HMRC data shows. Continue

Life Boat Drills

If you have ever been on a cruise, you will be aware that the crew will carry out lifeboat drills either in harbour or shortly after leaving.  Continue

Why our fees are competitive

I was recently shown the pricelist of St James's Place, a FTSE100 financial advice firm. I nearly fell off my chair. Continue

Company Pension planning options

We regularly look at the company pension funds of prospective and existing clients. Continue

Reduction in tax allowances

General Investment Accounts (GIAs) are subject to Capital Gains and Dividend tax but have had some fairly generous annual allowances until recently, when the Tory government started taxing aspiration. Continue

Am I on track to retire comfortably?

Clients often ask me if, for their age, they are on track to retire comfortably. Continue