Market predictions are a waste of time

Warren Buffet said "I have never met anyone who can forecast the markets. Forecasts tell you more about the forecaster than the markets".

What is important is not running out of money in retirement and this is usually avoided by consistent, long-term saving into global equity funds and NOT attempting to time the markets.

More News, Insight & Opinion

The Rule of Thumb with regards to accumulating pensions and investments

In 2024, the UK average salary is £33,696. Continue

Capital Gains Tax Increase

The rate for basic-rate tax-payers has increased with immediate effect from 10% to 18% and the rate for higher-rate tax-payers will increase from 20% to 24%. Continue

Pensions and IHT

From April 2027, unless the Government changes it mind, the value of your personal pension will form part of your estate when you die. Continue

Two Big Questions

Someone quoted that "money isn't the most important thing, but it's up there with Oxygen". Continue

People often worry about their children losing their inheritance due to the costs of care fees. However, whilst this does happen in some cases, the real killer is “sideways disinheritance”. What is this, you may ask? Continue

LIFETIME ISAs

We are very happy to announce that our chosen platform Fundment are now offering Lifetime ISAs. Continue

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